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Campaigners are calling for new legal caps on “sky-high” credit card interest rates, which have reached their highest levels in more than two decades. Figures from the Bank of England show that the average annual interest rates offered on credit cards have reached 21.49%, down from a base rate of just 0.1%. This was the …

Predicting the Consumer Financial Protection Bureau’s program for 2022 based on this year’s rules is not as easy this year, as the office was without a permanent director until mid-October, when Rohit chopra has taken an oath. The CFPB was fairly open about it, noting in his statement on the spring 2021 regulatory agenda that …

What you need to know about the state of the average person’s finances in the UK Posted: Dec 1, 2021 10:21 PM UK, nearly a third of the workforce have seen their incomes decline in 2021. As a result, UK households spend much less on goods and services. On average, citizens reduced their spending by …

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Personal loans have always been a way for people to withdraw money to pay for personal needs such as groceries and utility bills, or simply a way to get the next paycheck. Personal loans are easy to get because they don’t require much. You need proof of employment, a few months of payslips and proof …

Students are not only stressed about the finals, but also about how they will pay for the coming semester. Tuition fees for the winter semester are due on December 24, and students are rushing for money just to pay it. Many parents advise against using payday loans, but a senator from Utah is protecting them. …

Lansing – A coalition of Michigan groups has taken the first step towards launching a petition campaign to dramatically reduce the rates payday lenders can charge customers for short-term loans. Last Wednesday, a ballot proposal committee called Michiganders for Fair Lending submitted the wording of its petition to the State Department. The group hopes to …

Benefits of Payday Loans Online The uncertainty of life is thrilling for many people. Since you’re not sure what’s going to happen next it’s easy to look at the possibilities of what’s to be. However, on the other hand, the uncertainty could cause stress. A sudden medical emergency or urgent home renovation or getting involved …